2010 BMW 5 Series

2010 BMW 5 Series

 

When you think of luxury executive saloons, one car always comes to mind, the BMW 5-series. A class leader since its inception, the 5-series remains a crucial car to BMW. With the current E60 5-series introduced back in 2004, BMW is preparing the sixth-generation model to be revealed in 2010. It will be a tough job for the designers as well as the thousands of engineers working across BMW’s development centers to renew the current model, a car that already resides at the edge of the technical front line.
The new design is critical for BMW’s design manager Adrian van Hooydonk and his team, who have to create an exterior that radiates the brand’s distinctive design values and at the same time feels new and fresh. Using information from various sources, these renderings were compiled by our partners over at Sweden’s Auto Motor and Sport and their illustrator Radovan Varicak, giving us a preview of what the final version will look like.

The front-end will likely feature a more upright kidney grille in order to comply with stronger pedestrian protection laws, while the headlights won’t be stretched out like on the current model. BMW’s characteristic interaction between convex and concave shapes will still be emphasized, and will be clearly indicated in the engine hood’s lines.
The rear roofline and C-pillar connects more fluidly to the trunk lid, which is now devoid of the Bangle-butt that was so universally derided with the E60 model. Parts of the tail-lights continue onto the trunk lid in order to strengthen the impression of width. We must say, this design is very pleasing and if BMW’scar looks anything like this, we sure it’ll lure back any customers loss to its rivals because of the controversial styling of the former E60.

Audi TT RS Coupe 2010

Audi TT RS Coupe 2010

Audi's second-generation TT Coupe represents an evolution of the original's design, with considerably more daring styling. The new TT is larger (five inches longer, three inches wider), and completely re-engineered.



One of the most noticeable changes is the addition of Audi's new corporate face - aggressive headlights coupled with a large grille. Despite this, the TT maintains its predecessor's overall proportions and design language.

The car is available with a four- or six-cylinder engine. The entry-level turbocharged I4 motor delivers 200 horsepower between 5100 rpm and 6000 rpm, while cranking out 207 pound-feet of torque from a low 1800 rpm, all the way up to 5000 rpm. This model is availalble with front-wheel-drive only.

The more powerful V6 mill serves up 250 horsepower at 6300 rpm and 236 pound-feet of torque in the 2500 to 3000 rpm range. The engine enables the TT to hit 62 mph in 5.7 seconds via its Quattro all-wheel-drive. The car has a spoiler that deploys at 75 mph.

The interior of the car is also vastly different, bringing the TT in line with the standards set by Audi's more expensive models. Audi's interiors are usually the subject of much praise, and it would appear the company wants to keep it that way.

The high-tech Audi magnetic ride damper system is available as an option. In this system, tiny magnetic particles circulate in the oil inside the shock absorbers. When a voltage is applied to them, they alter the damping characteristics within milliseconds. This adaptive system simultaneously ensures high levels of ride comfort and thoroughly sporty dynamism, according to the specific driving scenario and the preferences of the driver.

Auto Insurance Tips: How Much Car Insurance Do You Need?

A growing number of people are dropping their auto insurance to try to save money, according to a recent study by the Insurance Research Council (IRC). If the current rate of unemployment continues, the IRC estimates that the national uninsured rate will climb from 13.8 percent in 2007 to 16.3 percent in 2010. With that many people driving without coverage, it's dangerous to be uninsured. But how much car insurance do you really need?
If you're like many people feeling the pinch, your inclination is to get the bare minimum of insurance coverage required by the law in your state. That's a good place to start, though those minimums may not fully protect you -- or your assets -- if you file a claim. We recommend getting more than the minimum coverage unless you are driving a beater and have no assets to protect.
Every state in the nation, except for New Hampshire and Wisconsin, requires that you have liability insurance, and that mandatory coverage varies according to state.


In the chart below, minimum liability limits are read as follows (in thousands of dollars):

• Bodily injury liability for one person in an accident
• Bodily injury liability for all people injured in an accident
• Property damage liability for one accident

So, for Alabama, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for all people and $25,000 property damage liability.
Personal Injury Protection (PIP), or Medical Payments (MedPay) in some states, pays for your own medical expenses, any lost wages and whatever other costs may arise when you're injured in an accident. It usually pays about 80 percent of your losses, and it also pays a death benefit. PIP is required in: Arkansas, Delaware, Florida, Hawaii, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania and Utah.
Some states also require you to purchase car insurance that will cover your own medical expenses, pain and suffering losses and, in some states, car damage in the event that the other motorist is at fault and is either uninsured or underinsured. See the chart below to find out if this applies to you.

State	Liability limits (in thousands of dollars)	Uninsured/Underinsured motorist coverage required?
Alabama	25/50/25	No
Alaska	50/100/25	No
Arizona	15/30/10	No
Arkansas	25/50/25	No
California	15/30/5	No
Colorado	25/50/15	No
Connecticut	20/40/10	Yes
Delaware	15/30/10	No
D.C.	25/50/10	Yes
Florida	10/20/10	No
Georgia	25/50/25	No
Hawaii	20/40/10	No
Idaho	25/50/15	No
Illinois	20/40/15	Yes
Indiana	25/50/10	No
Iowa	20/40/15	No
Kansas	25/50/10	Yes
Kentucky	25/50/10	No
Louisiana	10/20/10	No
Maine	50/100/25	Yes
Maryland	20/40/15	Yes
Massachusetts	20/40/5	Yes
Michigan	20/40/10	No
Minnesota	30/60/10	Yes
Mississippi	25/50/25	No
Missouri	25/50/10	Yes
Montana	25/50/10	No
Nebraska	25/50/25	No
Nevada	15/30/10	No
New Hampshire	Not required 25/50/25	Yes
New Jersey	15/30/5	Yes
New Mexico	25/50/10	No
New York	25/50/10	Yes
North Carolina	30/60/25	Yes
North Dakota	25/50/25	Yes
Ohio	12.5/25/7.5	No
Oklahoma	25/50/25	No
Oregon	25/50/10	Yes
Pennsylvania	15/30/5	No
Rhode Island	25/50/25	Yes
South Carolina	25/50/25	Yes
South Dakota	25/50/25	Yes
Tennessee	25/50/10	No
Texas	25/50/25	No
Utah	25/65/15	No
Vermont	25/50/10	Yes
Virginia	25/50/20	Yes
Washington	25/50/10	No
West Virginia	20/40/10	Yes
Wisconsin	Not required 25/50/10	Yes
Wyoming	25/50/20	No

Even though each state has minimum (or no) requirements for bodily injury liability, it is probably in your best interest to purchase higher limits. If someone else is injured and you're at fault, the minimum liability coverage may not cover their medical expenses, in which case their attorney will most likely come after your assets. It is generally recommended that you purchase 100/300 limits of bodily injury liability. On the other hand, if your personal assets don't amount to much, you don't have a whole lot for them to bother about, so the minimum requirements might actually suit you and will save you some much-needed cash.
Besides various forms of liability insurance, there is collision and comprehensive auto insurance coverage to consider. Collision covers damage to the policyholder's car resulting from running into anything, be it another car, a fire hydrant, or a light post. Comprehensive coverage takes care of your car in the case of theft, fire, falling objects, explosions, or other unexpected problems.
Collision and comprehensive coverage are required in most lease contracts, and are essential if you own an expensive car. If you're driving an old rattletrap, on the other hand, and the sum of your premium and your deductible are close to or exceed the worth of your vehicle, you might want to consider doing without this coverage.
Before you purchase any type of auto insurance coverage, be sure to study your other insurance policies so you don't end up paying for something you don't need. If you have a decent health insurance plan, you might get away with purchasing the bare minimum personal injury protection coverage- or none at all if your state doesn¿t require it. However, you might end up paying a co-pay and deductible that wouldn't apply if you have PIP or MedPay.
Uninsured or underinsured motorist coverage might also be a wise buy, even if you have full medical coverage, as it can pay for your pain and suffering damages. If you belong to an organization that offers roadside assistance, you don't need to purchase that through your insurer. The same thing applies for mechanical breakdown insurance if you own a newly financed or leased vehicle which is still covered under warranty.
It's easy to be resentful of the money spent on insurance. Keep in mind that auto insurance will most likely come to your rescue at some point, so it's imperative to purchase a worthwhile policy. Know what coverage you must have and know what additional coverage fits your lifestyle. Then if trouble strikes, you'll be ready.